Arizona Registration Loans

An Arizona Title Loan is simple. You receive cash while using your vehicle as collateral even if you are still making payments on the vehicle. They are a fast, easy solution to short-term needs.

At 1 Stop Title Loans, we understand the value of your time and we have a simple, easy process that can have you out the door with cash in less than thirty minutes once you complete an application at one of our locations.

Keep Your Car

Unlike a pawn loan we don’t hold onto your vehicle.

No Prepayment Penalties

At anytime you may pay off the remaining principal balance with NO hidden fees or penalties.

Fast Approval

You will find out if you are approved for a loan within minutes of filling out the application. Get same day cash in as little as 30 minutes!

Simple Registration Loan Requirements

  • Current Arizona registration
  • A recent bank statement
  • Account number and a debit card
  • Proof of Income (pay stub, pension statement, etc.)
  • Proof of Residence (this can be a utility bill, lease, etc.)
  • Your vehicle must be present
  • Valid ID 18 Years or older

Get an INSTANT Loan estimate

This easy calculator will figure out how what your payments will be with a registration loan

Registration Loan Payment Calculator

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Start the process online

Frequently Asked Questions about registration loans

What is a Registration Loan?

 

Do I still get to drive my car?

 

What if my vehicle is paid off and not subject to an existing lean?

 

What if I have a motorcycle?

 

Do I have to have a checking account?

 

How much can I borrow?

 

How much does it cost?

 

Aren't those rates high?

 

How long do I have to pay back a registration loan?

 

Is 1 Stop Title Loans a licensed lender?

 

How do I apply?

 

What if I have additional questions?

 

Arizona Registration Loans Disclosures

The Annual Percentage Rate will be based on the amount of the loan. As per Arizona 1 Stop Title Loans will not exceed that allowable APR, the allowable range is from 120%-204% APR (or 10%-17% Monthly Percentage Rate.)

Non-payment implications: 1 Stop Title Loans enters contractual short term loan agreements with their customers. Financial implications: A late fee of 5% or $10.00 (whichever is less) is assessed to loans that are past due ten (10) days. Collection Practices: it is 1 Stop Title Loans objective to provide a loan that works within your financial needs. If for some unforeseen reason you are not able to make you payment, 1 Stop Title Loans will work with you to get back in good standings. We also work within the guidelines of the FDCPA. Potential Credit Score Impact: 1 Stop Title Loans does not currently report non-payment to the three credit agencies. However, if we are not able to get the loan repaid, and we file a suite in civil court and a judgment is obtained, this will become part of your credit history. Renewal Policy Information: Short term loans are automatically renewed if not paid in full on the loan due date. transaction fee may be accessed.

1 Stop Title Loans offer short term loans design specifically to help consumers pay their loan off at their own pace. 1 Stop Title Loans always suggest paying even the slightest amount toward principal to help lower your loan amount. At any time you can pay-off your entire loan with no prepayment penalties.

Title Loans and Personal Registration Loans are only intended to meet short-term financial needs. When compared to long-term interest rates which may be available to you by other lenders, these extremely high rates should caution you to not borrow for longer than what is absolutely necessary, and do not borrow more than you can afford to repay on your due day.